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Healthcare

Punter Southall Healthcare services are provided by Punter Southall Health and Protection Consulting Limited. Punter Southall Health and Protection Consulting Limited is authorised and regulated by the Financial Services Authority, FSA registration No. 120804.

Our dedicated Healthcare specialists are able to provide a specialised service and market-leading expertise in all areas of Healthcare. We can advise on all aspects, ranging from the design, implementation and communication of new benefit initiatives for companies to reviewing and enhancement of a company’s current provision.

We have vast experience of working with all insurers, and ensure that all our clients are kept appraised and up to date on the current position of the insurers in pricing and associated terms and conditions, together with any new products that become available.  Our relationships with insurance companies allow us to negotiate the best solutions, with full appreciation of our clients’ needs, value for money and quality of service.

Our commitment to implementing, reviewing the market, renewing and administering Group Healthcare schemes ensures that our excellent client service is upheld at all times.

Services we provide

We are able to help with the initial design and implementation of your scheme, our independence allows us to review the whole market to ensure the most suitable insurer is recommended based on combination of cost, reputation and level of cover.

Private Medical Insurance

Private medical Insurance offers employees the reassurance of knowing that if they fall ill, they can have access to eligible medical treatment at a suitable time and place.  Private medical insurance is designed to cover the costs of private medical treatment for curable short-term illness or injury.  Employers see it as a valuable benefit as this can help employees get back to work sooner.

This is however treated as a P11D benefit to the individual.  It is also possible to allow for employees to provide cover for spouses/families at a group rate.

Dental Care

Dental Plans provide a benefit for routine dental treatment i.e. examinations, x-rays, scale and polish, fillings, root canal treatment, extractions, crowns, bridges and dentures.  Additionally dental schemes offer cover towards the costs of dental accidents and also cover dental emergencies.

Health Screening

Health assessments have become increasingly popular as part of a comprehensive staff benefits package. They can help detect potential employee ill- health before a problem becomes life threatening. They are particularly useful when companies employ senior members of staff.

Group Cash Plans

Cash Plans provide employees with help towards the cost of unexpected dental and optical expenses; they also give cash help towards routine dental care, optical care and treatments like physiotherapy and chiropractic. They can also pay a cash benefit if they have to stay in hospital.

If you would like further information about our healthcare services, please do not hesitate to contact us.